« Older Entries

Choose A Home Loan EMI Calculator To Get All Your Doubts Sorted

When people plan to buy a home, they start looking for answers to a number of questions. While experts can offer the right answers, they tend to be complicated at times. Right at the beginning, most borrowers want answers that are clear and easy enough to help them understand. Keeping in mind that your dream house and relevant home loan are both important financial and personal decisions, it is important to find the right point to start at. The best solution here is to settle for a good EMI calculator for home loan .

When you start looking for a house, it is likely that you will use realtor websites to identify potentially desirable properties. The smart step is to start looking for properties within your budget. Your credit score and repayment ability will help you to negotiate the lowest interest rates possible, once you have settled on the right loan. It would be wise to work within measurable parameters, which can be calculated using a home loan EMI calculator. An important feature of this online financial tool is that it allows you to calculate your tentative EMI payments, which should ideally be less than 30 percent of your income. With a basic calculation in place, it should be possible for you to set the upper limit on the price for your dream home. Once you have identified this number, it becomes easier to identify different properties within a set range.

Whether you search for property based on price or locality, an ideal home loan calculator will help you to sort out whether you can buy a duplex or a 1BHK. While going through the list of localities, price and the number of rooms, you can also use the search engine option from several real estate portals to identify the most suitable option quickly and easily. There are limitations to a home loan EMI calculator, though. While most people want to identify the best housing finance, the process is a complicated one. Irrespective of which home loan you may ultimately choose, it is not really possible to calculate the exact down payment, stamp duty and processing charges using an EMI calculator. However, you can use the same to test all the possible interest rates on the principal amount, which is a good place to start from. Once you have a list of potential financial partners like nationalized banks or private housing companies in place, this rate test can help you to narrow down your choices.

While a home loan calculator might not be able to give you accurate, copious amounts of information, you may still be able to find different kinds of benefits from it. The primary function of this tool is to make it easier and quicker to understand your EMIs, ratio of the principal amount and interest. This tool simplifies the calculations to aid your home purchase, which can be used to understand the nuances of this process better and faster. Look at the details of the selected home loan thoroughly before making a decision.

Tags:

Natural Supplements To Burn Body Fat And Get Rid Of Excess Weight

Excess body fat is the condition of rise in body mass index and fat mass accumulation, which undoubtedly raises the risks of hypertension, coronary heart conditions and dyslipidemia. The term ‘metabolically obese’ is used for condition when people have normal weight but are pre-disposed to health factors found in obese people such as diabetes, high triglycerides and hypertension and hence, want to get rid of excess weight.

Although a large part of the body energy is stored in the subcutaneous adipose tissues, some individuals get fat depositions in the adipose tissues in the abdominal cavities which can be detrimental to metabolism and raise the risk of fat – related diseases such as diabetes, high triglycerides, inflammation, alternation of cytokine profile, impaired fibrinolysis, endothelial dysfunction etc. Natural supplements to burn body fat offer better ways to get rid of the excess mass because medications or surgical cures cannot provide a long term treatment for the problem – which once discontinued causes weight regain. Rather, the person with high fat deposits remains constantly in stress due to the side effects of such anti obesity medications or surgical cures, while, certain class of anti obesity medications suppresses appetite or increases the level of neurotransmitters which raise hunger. Some cures cause loss of natural energy and makes a person feel weak.

Natural supplements to burn body fat e.g. InstaSlim capsules provide a pool of pancreatic lipase inhibitors, flavonoids, polyphenols, saponins and work as natural appetite controller. Weight gain happens due to the imbalance in the metabolism, energy expenditure and adiposity – the conditions which can lead to excess storing of triglycerides, lipid homeostasis, energy imbalance and herbs can prevent such gain of mass by targeting the process of adiposity as the herbs work as natural lipid metabolism regulators.

Kali Mirch or black pepper, one of the ingredients in the herbal cure, contains bio-component piperine which was tested on obese rats and the trial found the dose of herbal extract significantly reduced the body weight and also reduced biological marker for obesity and insulin resistance. It is assumed the phyto-chemicals could affect adipogenesis to suppress the formation of new fat cells to get rid of excess weight, and inhibited the actions of proteins PPARy and LXRa. About 40 mg per kg of the herb extract is needed for anti-obesity effects and the bio-components in the herb had properties to reduce fat mass and increase good cholesterol levels. Also it had lipid lowering properties. Samudra Shosh or Argyreia nervosa has the properties to improve serum content-leptin, total cholesterol levels, LDL, triglycerides and can reduce diet induced obesity as tested on laboratory rats.

Haritaki, Bahera and Arjuna (or the triphala), are another key ingredients in the natural supplements to burn body fat e.g. InstaSlim capsules, which help to improve metabolism. The tests on these three herbs approve of the properties to reduce leptin levels and increase adiponectin. The regular intake of the herbal formulation can prevent complications of obesity such as osteoporosis, hypertension, neuro degenerative conditions and also reduce the risk factors linked to the coronary health diseases. Haritaki can reduce blood glucose, work as nephro protective agent and has immune modulatory effects on body.

—

Tags:

The Evolution of Electric Vehicle Range and Performance

Understanding Electric Vehicle Range
The driving range of an electric vehicle is a critical factor for consumers considering the switch from traditional internal combustion engine vehicles to EVs. The range anxiety that once plagued potential buyers is gradually diminishing as advancements in battery technology and charging infrastructure continue to improve.

How Far Can EVs Go?
Modern electric vehicles offer a variety of ranges to suit different driving needs. While early models typically offered a range of around 100-150 kilometers (62-93 miles), newer EVs can travel much further on a single charge. For instance, the Tesla Model S boasts a range of up to 402 miles according to the EPA, while other models like the Chevrolet Bolt EV and Hyundai Kona Electric offer ranges exceeding 250 miles on a full charge.

Charging Convenience and Infrastructure
Charging infrastructure has also seen significant growth, with public charging stations becoming more widespread. Drivers can now recharge their EVs at various locations, including shopping centers, parking lots, and dedicated charging stations. The time it takes to charge an EV can vary from 30 minutes for a quick charge to several hours for a full charge, depending on the charging station and the vehicle’s battery capacity.

Factors Affecting EV Range
Several factors can influence the range of an electric vehicle, including:

Aggressive driving habits
Steep inclines
Sustained high speeds
Strong headwinds
Additional weight from passengers and cargo
Battery degradation over time
Use of climate control systems
Adopting eco-driving techniques, such as gentle acceleration and utilizing regenerative braking, can help maximize an EV’s range.

Hybrid Electric Vehicles: A Bridge to Pure Electrification
Hybrid Electric Vehicles (HEVs) serve as a transitional technology for those not ready to fully commit to a battery-electric vehicle. HEVs combine a traditional combustion engine with an electric motor and a rechargeable battery, allowing for short trips in electric mode and longer journeys using the combustion engine. This dual functionality offers flexibility and reduces range anxiety, as the vehicle can still operate even when the battery is depleted.

The Environmental Impact of HEVs
While HEVs emit less CO2 than conventional vehicles, they still rely on fossil fuels. However, their ability to operate in electric mode for daily commutes can significantly reduce their environmental footprint.

Maximizing Electric Vehicle Range: Tips and Tricks

To get the most out of an EV’s range, drivers can:

Practice eco-driving techniques, such as maintaining a steady speed and avoiding rapid acceleration.
Minimize the vehicle’s weight by removing unnecessary items from the trunk.
Avoid leaving the EV at a 100% charge for extended periods to preserve battery health.
Precondition the vehicle while plugged in during cold weather to conserve battery power for driving.
The Future of Electric Vehicle Range
The future looks bright for electric vehicles, with ongoing research and development in battery technology promising even greater ranges and faster charging times. According to the International Energy Agency (IEA), the global electric car stock reached 10 million in 2020, a 43% increase from the previous year, indicating a growing acceptance of EVs worldwide.

As battery costs continue to decrease and energy density improves, we can expect to see electric vehicles that not only meet but exceed the range of their gasoline counterparts. This progress, coupled with expanding charging networks, will make electric vehicles an increasingly practical and appealing option for consumers.

In conclusion, while the range of electric vehicles was once a significant barrier to adoption, advancements in technology and infrastructure have made EVs a viable choice for many drivers. With ongoing improvements, the electric vehicle market is poised to accelerate into a more sustainable and efficient future.

Tags: